Jon Bristow, CFA

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Jon joined HB Wealth in April 2026 as Advisory Team Leader for HB Wealth Family Office in Atlanta. He and his team work with Family Office clients to ensure they have a coordinated approach to their wealth, across investments, tax, estate planning, philanthropy, and legacy. His broad experience in wealth management has allowed for a proactive approach to the wealth management of HB Wealth’s most complex clients.

Jon has over 25 years in the Wealth Management Industry, and before joining HB Wealth, he most recently served as Head of Relationship Management at Balentine, LLC. Additionally, Jon served as the Managing Director of an Atlanta-based Family Office, where he designed and built a family office from the ground up, establishing investment policy, tax and estate planning structures, and guided the family through a multi-billion dollar sale of a business.

Jon earned his Bachelor’s degree in Business/Mathematics from Wingate University and went on to receive his MBA with a Finance emphasis from Florida Atlantic University. Jon is also a CFA Charterholder.

Outside of work, Jon spends his free time on the beach in St. Simons, traveling with his wife and dogs, or on the golf course.

Michael Lipsey, CFP®

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Michael joined HB Wealth in March 2026 after many successful years as a senior financial advisor in the Atlanta area. He is a Senior Wealth Advisor with HB Wealth Family Office. Michael helps individuals and families make smart financial decisions through comprehensive wealth management and investment advice. He especially enjoys guiding those making the transition from work into retirement and helping clients use their money to add as much joy to their lives as possible.

Michael comes to HB Wealth after many successful years as a senior financial advisor in the Atlanta area. Michael led the Investment Committees at Creative Financial Group and LongView Wealth Management. There, he revamped the overall strategy and implemented processes that led to improvements in investment performance, client communication, and compliance.

Michael has appeared and been quoted in numerous media outlets, including Money Magazine, Chicago Tribune, The Atlanta Constitution, and WSB-TV. He is a past president of the Financial Planning Association® of Georgia.

Michael earned his Bachelor’s in Business Administration from the University of Georgia and is a CERTIFIED FINANCIAL PLANNER®.

In his time away from work, Michael enjoys spending time with his wife Caren, daughter Alex, and their dog Monty, traveling, live music, and is a fan of the Atlanta Hawks and Buffalo Bills. He is known for his above-average Dad Jokes (well, he thinks so).

Daniella Clarence

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Daniella joined HB Wealth in February 2025 as a Client Service Associate with HB Wealth Family Office, based in HB’s Palm Beach Garden’s office. In her role, she assists advisors with money movement, reconciliation, meeting preparation and follow-up, private alternative investments, and tax document coordination.

Prior to joining HB Wealth, Daniella spent about 2 years at an independent financial planning firm in Palm Beach Gardens, FL, as part of their Client Service department.

Daniella holds a Bachelor’s of Science in Public Relations from the University of Florida.

In her spare time, Daniella enjoys spending time with friends and family, and continuing to sharpen her fluency in Portuguese and skills in salsa dancing.

Kai Kressman, CRPC®

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Kai joined HB Wealth in March 2026 as a Senior Advisory Associate with HB Wealth Family Office. In his role, he provides technical support to Wealth and Senior Wealth Advisors, acting as the key internal liaison to their advisory team to help ensure the successful delivery of agreed-upon client service standards for an assigned set of client relationships.

Prior to joining HB Wealth, Kai worked at Verdence Capital Advisors in their Multi-Family Office, where he provided day-to-day service to an assigned group of UHNW client accounts.

Kai attended Towson University for his undergraduate degree and the University of Georgia for his master’s degree. He also holds a Chartered Retirement Planning Counselor (CRPC®) certificate.

In his spare time, Kai enjoys going to the gym, playing golf, and snowboarding with friends and family.

TJ Neubauer, CFP®

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TJ joined HB Wealth in January 2026 as an Associate Wealth Advisor with HB Wealth Family Office. He works closely with Senior Wealth Advisors to develop comprehensive financial plans and implement investment strategies for individuals and families.

Prior to joining HB Wealth, TJ spent 9 years at T. Rowe Price, partnering with financial advisors in the Mid-Atlantic and Southeast by helping to educate their clients and grow their businesses.

TJ is a graduate of Fairfield University, where he earned his Bachelor’s degree in Marketing from the Dolan School of Business, while also captaining the men’s lacrosse team during his junior and senior years.

In his spare time, TJ enjoys spending time with his wife and daughter, golfing, and rooting for his hometown teams, the Ravens and the Orioles.

Nate Allen

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Nate joined HB Wealth in January 2025 after working with WMS Partners. He is a Senior Wealth Advisor with HB Wealth Family Office. He specializes in wealth advisory services and alternative private investments for high-net-worth families, family offices, foundations, and trusts. Nate works with numerous families on all aspects of their financial lives, including helping manage their investment portfolios, analyzing cash flows, advising on life and property insurance, and serving as a partner in the oversight of the many components of clients’ financial pictures. He is a member of the firm’s Private Investment Committee.

Nate has over 30 years of experience in the financial services industry. He began his career with J.P. Morgan Chase & Co. in New York, where he advised senior management and owners of both public and private companies. While at UBS Financial Services, Inc. and Deutsche Bank Alex. Brown, he worked closely with high-net-worth families and family offices to develop and execute customized investment strategies and estate planning solutions.

Nate holds a Bachelor of Arts degree from Trinity College.

Nate is the past President of the Friends of French Farm in Greenwich, CT. In addition to spending time with his family, he enjoys outdoor activities, including fly fishing and golf.

Rebecca Warner

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Rebecca joined HB Wealth in September 2025 as a Senior Wealth Advisor with HB Wealth Family Office. She works closely with multi-generational families with complex balance sheets, private business owners, and family offices to support their long-term financial goals through thoughtful, customized advice. She delivers the firm’s comprehensive wealth management solutions, including cash flow planning, investment management, estate planning, and coordinated financial strategies tailored to each client’s unique circumstances. With a deep understanding of her clients’ financial lives, Rebecca looks to anticipate needs, uncover opportunities, and offer practical, forward-looking guidance as their priorities evolve.

Before joining HB Wealth, Rebecca spent over nine years at J.P. Morgan’s Private Bank, during which time she delivered solutions across investments, wealth planning, credit, and banking to ultra-high-net-worth clients. Before J.P. Morgan, Rebecca worked as a Market Research Specialist for Falcon Capital Advisors in Washington, D.C.

Rebecca is a member of the Mecklenburg County Colonial Dames and Mint Museum Auxiliary and is involved in Madelyn’s Fund.

Rebecca graduated magna cum laude from Sewanee: The University of the South and earned her Master’s in Business Administration from the University of North Carolina Kenan-Flagler Business School.

Andrea Smith

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Andrea joined HB Wealth in September 2025 as a Senior Wealth Advisor with HB Wealth Family Office. She serves ultra-high-net-worth families, business owners, executives, and single-family offices, helping them achieve their financial objectives and manage the opportunities of their wealth. Andrea leverages her extensive experience to provide comprehensive financial planning, investment management, and strategic estate planning.

Before joining HB Wealth, Andrea spent eight years at J.P. Morgan’s Private Bank, during which time she delivered the firm’s full suite of wealth management solutions across investments, wealth planning, credit, and banking. Prior to her time at J.P. Morgan, Andrea worked at FTI Consulting as an Executive Compensation Senior Consultant, evaluating performance plans and designing executive pay structures.

Andrea serves on the Board of Directors for the Women’s Impact Fund, a Charlotte-based collective giving organization, and is also an active member of the Mint Museum Auxiliary.

Andrea graduated from Vanderbilt University and went on to receive her MBA from Duke University’s Fuqua School of Business.

NOTE:
HB Wealth has no affiliation with the Athens, TX Chamber of Commerce or Marisa Gustanson. For any questions or to verify the legitimacy of communications, please email: info@hbwealth.com.

Michael Binnicker, CFP®

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Mike joined HB Wealth in August 2025 as a Shareholder and Senior Wealth Advisor with HB Wealth Family Office. He has nearly 20 years of experience in comprehensive wealth management.

Before joining HB Wealth, he spent almost nine years at Balentine in Atlanta, where he served as a Principal and Senior Relationship Manager. In that role, he advised high-net-worth individuals and families on complex investment strategies, tax optimization, and multi-generational estate planning, with an emphasis on aligning wealth with long-term family utility and legacy goals.

Earlier in his career, Mike was an Investment Associate at JP Morgan Advisors, where he supported portfolio construction and client relationship management. He began his career at AllianceBernstein in the Atlanta office, spending eight years developing expertise in financial planning, asset allocation, and client engagement, forming the foundation for his long-term success in serving sophisticated client needs.

Michael earned his B.B.A. in Management with Honors from the University of Georgia in 2004. He is a CERTIFIED FINANCIAL PLANNER® professional, a member of the Financial Planning Association of Georgia, a graduate of the Atlanta Philanthropic Advisor Leadership Institute, and a member of the Atlanta Estate Planning Council.

Michael lives in Dunwoody with his wonderful wife and two energetic sons who keep life anything but boring. In his rare moments of quiet, he enjoys reading, exploring new restaurants, reflecting on paradoxes, and passionately supporting the Georgia Bulldogs, although he often succumbs to the questionable choice of cheering for the Dallas Cowboys.

Megan Belliveau

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Megan joined HB Wealth in January 2025 after working with WMS Partners since October 2023. As an Advisory Associate with HB Wealth Family Office, she supports the advisory team in the preparation and implementation of client applications and enrollment forms, gathering data regarding client financial information, preparing client meeting materials, tax coordination, and special projects as needed. She also collaborates with portfolio managers on the investment management of client portfolios, including public and private investments.

Prior to joining HB Wealth, Megan held internships in alternative data research, investment research, and marketing.

Megan regularly participates in HB volunteer initiatives, including events with Fresh Fruits Farms and the Baltimore Hunger Project. She is also a high school football official serving Baltimore area public and independent schools.

Megan is a graduate of the University of Maryland, College Park, where she earned her Bachelor of Science degree in Finance and Economics.

Megan enjoys spending quality time with her family, friends, and cat. She leads an active lifestyle that includes hiking, boating, and traveling. She also enjoys creative hobbies such as reading, landscape photography, and astrophotography.

Kyle Cotoia, CFP®

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Kyle joined HB Wealth in January 2025 after working with WMS Partners since October 2024. He is an Associate Wealth Advisor with HB Wealth Family Office. Kyle supports the advisory team in the preparation and implementation of client applications and enrollment forms, gathering data regarding client financial information, preparing client meeting materials, tax coordination, and special projects as needed. He provides direct assistance to client advisors.

Previously, Kyle was a Client Services Specialist at an LPL advisor in Catonsville, Maryland.

Kyle earned his Bachelor’s degree in Finance and Accounting from the University of Maryland, College Park. He also completed Boston University’s Financial Planning program and is a CERTIFIED FINANCIAL PLANNER® professional.

In his spare time, Kyle enjoys spending time with friends and family, playing in a local softball league, and golfing.

Harrison Rafiq, CFA

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Harrison joined HB Wealth in January 2025 after working with WMS Partners since January 2022 and is currently an Associate Wealth Advisor with HB Wealth Family Office. Harrison plays a key role in supporting the development and execution of comprehensive financial plans tailored to the unique needs of ultra-high-net-worth families. He collaborates closely with senior advisors and clients to gather financial data, analyze investment strategies, and coordinate estate, tax, insurance, and philanthropic planning efforts.

Harrison earned his Bachelor’s degree in Finance from Towson University. He is a Chartered Financial Analyst (CFA) and a member of the Baltimore CFA Society.

In his spare time, Harrison enjoys playing soccer, golfing, relaxing at the beach, and spending time with family and friends.