Blog & Market Commentary

Blog & Market Commentary

A smiling man in a suit appears next to the text: “Economic and Market Perspective: Did Anything Change During The Government Shutdown?” with “Ross Bramwell, CFA” and “HB Wealth” at the bottom.

Did Anything Change During The Government Shutdown?

Last month, we talked about the potential data vacuum of no inflation or jobs reports…

A person wrapped in a blanket sits by a lit fireplace, holding a book and a red mug, enjoying a cozy and relaxing moment indoors.

Navigating the Holidays: Finding Meaning, Creating New Traditions, and Honoring Your Healing

For many of my clients, the holidays represent a time of warmth, togetherness, and celebration….

A calm, blue ocean stretches to the horizon under a clear, cloudless sky, creating a peaceful and serene seascape.

From Burden to Differentiator: Turning Family Data into Strategic Capital

Executive Summary The modern family office stands at an inflection point, where what once felt…

Tall electricity pylons stand in a row across a green field, with power lines stretching into the distance under an orange sky at sunset. Trees and distant vegetation are visible in the background.

The Great AI Buildout: Boom, Bubble, or Both?

The rush to build out AI infrastructure is changing how big companies spend money, and…

A professional man in a suit smiles in front of a blurred office background. Text reads: Economic and Market Perspective: Q4 Key Economic And Investment Themes. Ross Bramwell, CFA, Managing Director of Investment Communications. HB Wealth.

Q4 Key Economic & Investment Themes

As the stock market continues its rally in Q4, we are hearing the following question…

A smiling man and woman stand by a railing outside an airport terminal at sunset, looking at a smartphone together. The man wears a hat and the woman wears sunglasses. An air traffic control tower is in the background.

Cyber-Safe Travel: Protecting Your Family’s Digital Life on the Go

Seamless mobile connectivity and always-on devices have made travel more convenient than ever. But they’ve…

A modern beach house with a white roof sits beside a wooden boardwalk on a sandy beach with grass and turquoise ocean under a clear blue sky.

Preserving Family Harmony in Shared Vacation Home Ownership

For high-net-worth families, a vacation home is more than a property; it’s a legacy. Here’s…

Washington, D.C. skyline at sunrise with the Washington Monument, Lincoln Memorial, and Capitol building shrouded in a pinkish haze, and trees in the foreground.

Is It Finally Happening Here? The U.S. Fiscal Mess and Investor Implications

This piece explores the growing concerns around U.S. government debt, drawing on Ray Dalio’s “Big…

A smiling man in a suit stands in front of a background with text about the U.S. labor market and consumer spending. The text introduces Ross Bramwell, CFA, Managing Director of Investment Communications at HB Wealth.

A Deeper Look At The U.S. Labor Market And How It Continues To Support Consumer Spending

Last month, we discussed how recent inflation data could influence the Federal Reserve’s (Fed) decision…

Aerial view of an industrial area with factories, warehouses, and smokestacks under a blue sky with wispy clouds. Roads separate the buildings, and some smoke can be seen rising in the distance.

Alternatives: Time for a Rethink?

A $17 trillion boom in alternative assets (“alts”) opens the floodgates of the asset management…

A man in a white coat touching a womans shoulder.

Aging Solo: Planning Your Healthcare Needs and Wishes

For many newly single women, one of the most important, and sometimes overlooked, aspects of…

An older couple sits on a couch at home, looking at documents together. The man holds papers while the woman points at them, both appearing focused. A laptop is open on the table in front of them.

Life Changes. So Did The Law: What the One Big Beautiful Bill Act Means for Your Estate Plan

Ever since the passage of the “Tax Cuts and Jobs Act” (TCJA) in 2017, taxpayers,…

Older woman with gray hair and glasses, wearing a cozy sweater, sits outdoors by the sea, smiling at a laptop on a wooden table. A smartphone and coffee cup are also on the table.

Protecting The Suddenly Single Woman Online

A common concern addressed during client meetings this past year was “How do I protect…

A smiling older man with gray hair and a beard stands with arms crossed, wearing sunglasses and a striped shirt, in front of a marina with blurred boats in the background on a sunny day.

You Can Outsource More Than You Think: A Lifestyle Strategy for Busy Professionals

Success brings freedom, but it also brings complexity. The more you achieve, the more your…

A smiling man in a suit is shown next to text that reads, Economic and Market Perspective: An Update On The Fed’s Dilemma and Q2 Earnings, with his name and title, Ross Bramwell, CFA, Managing Director of Investment Communications.

An Update on the Fed’s Dilemma & Q2 Earnings

As we move into fall, we are watching several topics that we highlighted in this…

The U.S. Capitol building in Washington, D.C., with its white dome, columns, and steps under a clear blue sky; an American flag flies in the background.

Overview Of The “One Big Beautiful Bill”

On July 4, 2025, President Trump signed into law a sweeping bill commonly known as…

HB Economic & Investment Outlook – Q2 2025

In this video, Ross Bramwell gives our current commentary on the markets and the economy….

A view from midfield looking toward the end zone in an empty football stadium, with bright green turf and white yard lines under a clear sky.

It’s Halftime

Just like that, in the blink of an eye, 2025 is halfway over. We’ve hit…

An elderly couple sits together on a wooden dock overlooking a calm lake, surrounded by trees and mountains, with warm sunlight illuminating the peaceful landscape.

You Maxed Out Your Retirement Accounts. Now What?

For high earners who’ve already checked the box on maxing out 401(k)s, IRAs, and HSAs,…

Two men in an orchard, one older with a hat writing on a clipboard, the other holding a wooden crate of apples and smiling, surrounded by apple trees in soft sunlight.

The Leadership Legacy: Beyond Wealth, What Will Your Family Inherit?

The wealth of a family isn’t measured just in dollars—it’s measured in values, vision, and…

Want To Learn More About HB Wealth?

Request a Consultation