Steven Podnos

Steven Podnos, CFP®, MBA, MD

Senior Wealth Advisor, Shareholder

Education

BS, University of Florida MD, University of Florida Internship/Residency/Fellowship, UT Southwestern Medical Center

Certification(s)

CFP®, MBA, MD

Specializations

Office Location

Austin, Cocoa Beach

Steven Podnos joined HB Wealth in September 2026 through the merger of Wealth Care LLC and HB Wealth. After obtaining his MD from the University of Florida, Steven completed a residency and fellowship in pulmonary medicine at the University of Texas Southwestern Medical School.

After completing his medical training, Steven practiced pulmonary and critical care medicine in Central Florida. During this time, he always had a strong interest in personal finance and managed money for family and friends. After many years, Steven decided to make his passion his career.

Steven went on to earn an MBA and a CFP®, and soon after opened Wealth Care LLC in 2002, a fee-only Registered Investment Adviser. Steven left the Air Force Reserve in late 2023 (after 15 years of service) as a Colonel, Flight Surgeon, and Critical Care Air Transport Team physician. He was named an official CFP® Board ambassador in 2014, wrote and published the book “Building and Preserving Your Wealth”, and enjoys providing pro bono planning for veterans.

Steven and his wife enjoy their daughters and their families (4 grandchildren!) in Texas on a regular basis. He enjoys practicing guitar and pickleball in his spare time.

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