How to Navigate Finances for Couples Who Live Together

April 13, 2026
Screenshot of a FOX 5 News Live broadcast. The main screen shows Tricia Mulcare smiling, identified as a senior wealth advisor. An inset shows the news anchor, also smiling, against a blue background.

It is becoming more common for couples to build a life together without getting married, but the financial system hasn’t fully caught up. Senior Wealth Advisor Tricia Mulcare joined FOX 5 Atlanta to break down what unmarried partners need to know about protecting themselves.

She highlights the legal and financial gaps cohabiting couples often overlook, including beneficiary designations, property ownership, and long‑term planning. The conversation underscores the key message that if you’re sharing a home and thinking about the future, you should have a plan that safeguards both partners, even without a marriage certificate.

Watch the full conversation here: https://www.fox5atlanta.com/video/fmc-psap1rt0qlgqj293

A woman with curly brown hair smiles warmly. She is wearing a black jacket over a light blue top. The background is softly blurred in shades of blue and green.

Tricia Mulcare, CFP®, CPA, PFS

Senior Wealth Advisor, Shareholder

Tricia joined HB Wealth in 2003 after spending four years with Ernst & Young. While at E&Y, in addition to becoming a CPA, Tricia led teams within the federal tax consulting group to determine research and development tax credits for major corporations throughout the Southeast. Originally from New Jersey, Tricia earned the Girl Scout Gold Award (equivalent to the Eagle Scout) before attending Indiana University. While in Bloomington, in addition to earning her bachelor’s and master’s degree in accounting, she became an avid college basketball fan.

Read Full Bio

Request a Consultation

Related Insights & News

Beyond the Deal: The Emotional and Behavioral Realities of Selling a Business

Selling a business is often framed as a financial milestone, a liquidity event that rewards…

Read More

Markets Brace for Tech Shift and a Potential Fed Rate Hike

Investors are repositioning as two major forces reshape the market outlook. Gina Martin Adams, Chief…

Read More

Gina Martin Adams on Tech, Oil, and Rate-Hike Risk

Gina Martin Adams, Chief Market Strategist, spoke with Jim Puplava in a recent episode of…

Read More

Gina Martin Adams Breaks Down the AI Cool‑Off

Chief Market Strategist Gina Martin Adams joined Schwab Network’s “Morning Movers” to discuss her thoughts…

Read More

The above is not a recommendation to purchase or sell a particular security and is not legal, investment or tax advice. Results are not guaranteed. All investing involves risk.

Past performance is not a guarantee of future results for any investment. Private alternative investments are not for every client. An individual must be qualified to invest in a private investment based on their net worth and/or other criteria, and they may qualify to invest in some alternative investments while not being allowed to invest in other alternative investments. Alternative investments are not risk-free and there is no guarantee of achieving attractive performance compared to similar liquid investments. Risks associated with investments in private alternatives include the illiquid nature of such investments, risks associated with leveraged investments, manager-specific risks, sector-specific risks, and in certain cases geographical risk, as well as the risk of loss of principal.