Comprehensive Wealth Management with a Virtual Wealth Advisor
The Fiduciary Standard, Elevated.™
Our mission is to bring unwavering financial peace of mind to the clients we are privileged to serve.
For over 35 years, HB Wealth has supported financial success through independence, objectivity, and an unwavering commitment to your goals.
Working with a virtual financial advisor at HB Wealth means access to a fee-only fiduciary approach delivered through a flexible virtual engagement model, combining personalized advice with secure video conferencing, digital collaboration tools, and convenient online account access, wherever you live.
As one of the nation's top 10 fee-only RIA leaders, HB Wealth stands apart by placing its clients’ best interests first. With a 98% client retention rate and over $32 billion in assets under management*, our success is built on trust and an unwavering commitment to serving clients. Our wealth advisors serve clients as a fiduciary—meaning every decision, strategy, and solution is shaped by one driving force: your financial success. As an independent firm, we are not bound by corporate mandates. Our shareholder-led ownership allows us to focus on serving your best interests.
*As of September 30, 2026. How we calculate client retention rate.
Financial Planning's Top 10 Fee-Only RIA Leaders ranks firms based on AUM, as listed on the firm’s Form ADV filings. Only firms with 50 percent or more individual clients are included in the listing and the list is announced in November of the same year. Awards not indicative of future performance and no compensation was given to receive an award. Previous awards are not reliable indicators of future results.
How a Virtual Financial Advisor Relationship Works
We built our client experience around concierge-level care regardless of proximity. Whether you meet your wealth advisor in one of our offices, by phone, or through video conferencing, you work with a dedicated advisory team that will look to understand your full financial picture.
- Video and phone meetings scheduled around your calendar, in your time zone
- A dedicated advisory team, not a rotating representative or call center
- Coordination with your CPA, attorney, and other professionals, wherever they are located
- Online access to all account information, at any time.
- The same fee-only fiduciary standard that has guided our advice since 1989
Comprehensive Wealth Management with a Virtual Wealth Advisor
Managing wealth requires more than just investment expertise. Our team of experienced professionals works collaboratively to create tailored financial strategies designed to help you navigate life’s complexities using a full range of wealth management services:
Investment Management
Portfolio management combining traditional and alternative investments
Financial Planning
Helping to answer any financial question, big or small
Multi-Generational Planning
Preparing future generations for financial success
Wealth Forecasting
Creating clear paths to your financial goals
Estate Planning
Creating strategies for generational wealth transfer
Tax Planning
Working to maximize efficiency in your financial strategy
Retirement Planning
Building and preserving wealth for your future
Insurance Planning
Managing risk for your assets and property*
Administrative Services
Handling the details that matter
Charitable Planning
Aligning your wealth with your values
Education Planning
Preparing for the investment in your children’s education
*Risk management does not imply lower/no risk.
Family Office Services
For clients with complex wealth management needs, HB Wealth also provides sophisticated family office solutions that streamline the intricacies of substantial wealth. We can serve as your dedicated wealth management team, coordinating with your existing advisors while delivering specialized expertise in multi-generational planning.
Our family office capabilities include:
- Prioritizing your financial well-being with flexible fee structures and unbiased advice
- Access to sophisticated alternative investment opportunities
- Evaluating complex estate planning strategies
- Strategic philanthropic and foundation guidance
- Consolidated reporting across all assets, including private investments
- Family governance and next-generation education
- Enhanced administrative solutions, including bill pay services
Your team includes dedicated Wealth Strategists who bring deep experience in estate planning and multi-generational wealth transfer, helping achieve your legacy goals efficiently through our multi-family office structure.
The HB Wealth Difference
At HB Wealth, your relationship goes beyond traditional wealth management. We begin by understanding your vision, values, and goals, then develop a personalized strategy that integrates lifetime wealth forecasting, dynamic investment planning, strategic tax considerations, and sophisticated risk management. This precision-driven approach is designed to evolve with you, helping to deliver lasting financial peace of mind across every stage of life.
Why Fee-Only Matters When Your Advisor Is Virtual
When you are not meeting in person, transparency matters even more. HB Wealth is a fee-only fiduciary, which means we are compensated only by our clients and are obligated to act in their best interest. We do not earn commissions on the products we recommend, so you always know how we are paid and why we are making a recommendation. That standard does not change based on how you meet with us.
Meet Your Dedicated Wealth Advisors
Great client service begins with great people. Our team combines diverse expertise and professional backgrounds to serve your family’s specific needs.
Let's Talk About Your Financial Future
Connect with our team to explore how we can help you make informed, confident decisions about your financial future. Whether you are planning for retirement, managing a business, or navigating a significant life transition, we provide the expertise and guidance you need every step of the way.
Here are some examples of how we have helped our clients:
- Created retirement plans that balance income needs with long-term growth
- Designed investment strategies to support multi-generational wealth
- Implemented tax-efficient wealth transfer strategies
- Guided families through the complexities of philanthropic giving
Ready to take the next step in your financial journey? Request a consultation with one of our dedicated wealth advisors today. We look forward to partnering with you in working to achieve your wealth management goals.
Tailored Services For High-Net-Worth Clients
Frequently Asked Questions
A virtual wealth advisor provides financial planning and investment management remotely, through video and phone meetings, rather than requiring in-person visits to a local office. At HB Wealth, the advice, the process, and the advisory team are the same as they are for our in-office clients. Only the format of the meeting changes.
Yes. We currently have clients in 48 states, and many of those relationships are managed primarily by video and phone.
The planning process, the investment approach, and the team are identical. Many clients find remote meetings easier to schedule, which often leads to more frequent conversations.The planning process, the investment approach, and the team are identical. Many clients find remote meetings easier to schedule, which often leads to more frequent conversations.
A fiduciary wealth advisor is legally and ethically bound to act in their client's best interests at all times. Unlike brokers or commission-based advisors, fiduciaries like HB Wealth Management operate on a fee-only basis, actively seeking to mitigate potential conflicts of interest. This approach allows us to maintain complete transparency and focus solely on serving our clients.
An independent wealth management firm provides objective advice without pressure to sell proprietary products or meet corporate quotas. Independence allows firms to focus solely on client needs while accessing a wider range of investment options and solutions.
Wealth management meetings should occur quarterly to review portfolio performance and adjust strategies, with additional meetings as needed for significant life events. Your advisor should be readily available between scheduled meetings to address questions or concerns that arise.
Comprehensive wealth management encompasses financial planning, investment management, tax planning, estate planning, and risk management services integrated into one coordinated strategy. At HB Wealth, this approach includes both traditional and alternative investments, multi-generational planning, and sophisticated family office services to address all aspects of your financial life.
Important Disclosures: This material is provided for informational purposes only, and all services described may or may not be ultimately provided to each client depending on their personal situation, needs, and net worth. Alternative investments in private funds or other private securities are only available to accredited and/or QP investors who meet certain suitability requirements. Alternative investments are not risk-free and there is no guarantee of achieving attractive performance compared to similar liquid investments. Past performance is no guarantee of future results and no investment strategy can guarantee profit or protection against losses. The retention rate is calculated by HB using the past five full calendar years of the client data rounded to the nearest whole percentage point and updated annually aligned with the March 31 Form ADV filing. This retention rate data should not be construed as a past or current endorsement of HB by its clients or a guarantee of the results that a new client will receive.