Tony King, CFA

by

Tony joined HB Wealth in February 2025 as a Managing Director. He uses his 25 years of experience in the wealth advisory industry to help clients achieve their goals and objectives while adhering to the highest ethical and fiduciary standards. Tony’s areas of expertise include asset allocation, portfolio construction, and risk management.

Prior to joining HB Wealth, Tony was a Managing Partner and Director of Private Wealth with Asset Strategy Consultants, President and Founder of the Belay Group, and Managing Director, Equity Capital Markets at Wells Fargo Securities.

Tony is a board member and co-founder of The Josie King Foundation. He also serves on the board of Smart Patients.

A Chartered Financial Analyst (CFA) Charterholder and member of The CFA Institute, Tony earned a Bachelor of Science degree in Economics from the University of Colorado Boulder and a Master of Business Administration in Finance from the Kogod School of Business at American University.

Hugh Palmer

by

Hugh joined HB Wealth in January 2025 after working with WMS Partners for five years. He and his team work with their clients to help them achieve their financial goals through cash flow management, investing, and planning.

Prior to joining HB, Hugh served five years in the U.S. Army. He spent 18 months in Germany serving as an Infantry Platoon Leader and Reconnaissance Platoon Leader with the 2nd Cavalry Regiment. Following his time in Germany, he served as an Operations Officer and Executive Officer in the 75th Ranger Regiment.

Hugh earned his B.S. in Economics from the United States Military Academy and went on to receive his MBA from the Wharton School at the University of Pennsylvania.

In his spare time, Hugh enjoys spending time with his family and friends, including his wife and child. He also enjoys trail running, powerlifting, and gardening.

Alex Price, CFP®

by

Alex joined HB Wealth in January 2025 after working with WMS Partners since 2021. He and his team help navigate their clients’ complex financial well-being and develop long-term plans to achieve their goals.

Before joining HB, he spent four years with an RIA in Hunt Valley, MD. There, he worked directly with clients as a Financial Advisor.

Alex earned his Bachelor’s degree in Business Administration with a concentration in Finance from Towson University. He earned his CERTIFIED FINANCIAL PLANNER® designation in 2019.

In his free time, Alex enjoys golfing, playing tennis, and spending time with his wife and daughter.

Rebecca Streamo, J.D.

by

Rebecca joined HB Wealth in January 2025 after working with WMS Partners for over 14 years. She works with client families to help them achieve their goals through comprehensive and individualized financial planning. She has a particular interest and background in estate and wealth transfer planning and enjoys helping clients with the intricacies of providing for their loved ones and future generations.

While at WMS Partners, Rebecca worked with many client families as both a financial advisor and planner. Rebecca chaired the firm’s Planning Committee, where she led the firm’s financial planning processes and resources. Before that, Rebecca was a practicing attorney at TrustCounsel, a trusts, estates, and tax law firm headquartered in Chapel Hill, North Carolina.

Rebecca earned her Bachelor of Arts in English with Distinction from the University of North Carolina at Chapel Hill and a Juris Doctor from North Carolina Central University. Rebecca is a member of the North Carolina State Bar and a past member of the Durham/Chapel Hill and Wake County Estate Planning Councils.

In her spare time, Rebecca enjoys spending time with her family and friends, particularly her children, traveling, especially to the beaches and mountains in North Carolina, baking, reading, and exploring the outdoors.

Chris Walczak, CFP®, CTFA

by

Chris joined HB Wealth, formerly WMS Partners, in 2019 as a Senior Wealth Advisor and Principal. He joined the Partners’ Shareholder group in 2021. Chris serves as a trusted advisor to multi-generational families, entrepreneurs, and executives, helping them navigate the complexities of financial, estate, and tax planning issues to help them achieve their unique goals. Chris is also Chair of the firm’s Estate Planning Subject Matter Expert group.

Prior to joining HB, Chris was a Wealth Strategist with GenSpring SunTrust Private Wealth, and prior to that, with GenSpring Family Offices. He spent 13 years working exclusively with ultra-high-net-worth families, delivering services ranging from Estate and Tax planning to family education and governance.

Active in his professional community, Chris is a member of the Financial Planning Association and is a leader within its local Maryland chapter, where he was a member of the board and Chairman of the Membership Committee. He is also a member of the Howard County Estate Planning Council. ​

Chris earned his Bachelor’s degree in Economics from the University of Maryland and is an active alumnus. He is a CERTIFIED FINANCIALPLANNER® practitioner, as well as a Certified Trust and Financial Advisor.​

Chris spends his personal time with his wife, two sons, and two dogs at their home in Columbia, MD. He enjoys coaching youth sports, spending time on the Chesapeake Bay, and performing his own auto and home maintenance.​

Natalie Whelton, J.D., LL.M., Esq.

by

Natalie joined HB Wealth in January 2025 after working with WMS Partners since 2020. As a Senior Wealth Advisor & Wealth Strategist, Natalie assists clients on a wide variety of topics including estate planning, retirement planning, and wealth transfer strategies. Natalie’s in-depth knowledge of advanced tax and financial issues serves as a valuable resource for her clients.

Prior to joining HB, Natalie spent four years at PNC as a Fiduciary Advisor collaborating with Private Banking, Wealth Strategy & Investment Advisors on client planning discussions and documents. She also spent time at Adelberg, Rudow, Dorf & Hendler LLC, where she prepared estate planning documents, including wills, trusts, and power of attorney.

Natalie participates in volunteer events throughout Baltimore, including her favorite annual harvest day at First Fruits Farms, which supports the Maryland Food Bank.

Natalie obtained her B.A. from Louisiana State University with a dual concentration in English Literature and French. Natalie spent a year as an exchange student in Lyon, France, where she lived with a French family and attended Université Jean Moulin Lyon 3. Natalie received her J.D. from Loyola University New Orleans College of Law and her LL.M. in Taxation from the University of Alabama School of Law.

Outside of work, you can usually find Natalie entertaining her very active young boys on the lacrosse fields or on the mountain biking trails. She and her family enjoy travelling, particularly to places where Natalie can practice her French.

Katie Zook, CFP®

by

Katie joined HB Wealth in January 2025 after working with WMS Partners for 10 years. As a Wealth Advisor, she is one of the leaders on our planning team, assisting in the analysis, research, and production of financial planning reports. Katie works with clients to develop holistic, personalized financial plans to help them achieve their goals. She is also involved in the training of new associates and advisors.

While at WMS Partners, she began working as an associate and gained experience in operations and financial planning, eventually becoming an advisor.

Katie earned her Master of Arts in Teaching from James Madison University before pursuing a career in Financial Planning. She became a CERTIFIED FINANCIAL PLANNER® professional in 2019.

In her spare time, Katie enjoys spending time with her family, including her husband and three young children.

Kelly Nowottnick, J.D.

by

Kelly joined HB Wealth in January 2025 after working with WMS Partners. She is a Senior Wealth Advisor whose focus centers on helping clients identify and pursue the impact they wish to create in their families, their communities, and the world. Kelly works with individuals and families who are navigating the complexities of sudden wealth–whether that wealth is derived from the sale of a business, an inheritance, a divorce, or some other life event. Kelly has over 15 years of experience coaching individuals and families through the intricacies of business succession planning, estate planning, the creation of charities, generational gifting, trust creation and administration, financial literacy, financial stewardship, philanthropy, and impact investing.

Prior to joining HB Wealth, Kelly was a Vice President and Senior Fiduciary Advisor with PNC Bank’s Family Office, known as Hawthorn. Prior to that, she was a practicing attorney in the Tax and Wealth Planning Group of Venable LLP. As a Tax and Wealth Planning Associate with Venable, Kelly planned and administered clients’ estates, advised entrepreneurial clients with respect to their business succession plans, and assisted families and corporations in the creation and administration of private foundations and donor-advised funds. Kelly served on Venable’s Hiring Committee and on the Grants Committee of the Venable Private Foundation.

Kelly graduated magna cum laude from the University of Maryland Carey School of Law and is a member of the Order of the Coif. She served as Associate Editor of Maryland Law Review, in which she was a published author. She was also selected as the Joseph R. Hardiman Leadership Scholar for the Class of 2008. Kelly earned a Bachelor of Science degree in Marketing from the University of Maryland Robert H. Smith School of Business, graduating summa cum laude.

Gary Anderson, CPA, PFS, J.D., AEP

by

Gary joined HB Wealth in January 2025 after working with WMS Partners for 10 years as a Senior Financial Advisor and Senior Planner. He is currently a Wealth Strategist specializing in complete family wealth planning, with a specific focus on creative tax and estate planning strategies, retirement planning, insurance, and executive benefit consulting.

Prior to joining HB Wealth, Gary was a Principal at Glass Jacobson Investment Advisors in Owings Mill, MD. He was a Tax Partner at KPMG LLP for 20 years and began his career as a Tax Associate at Venable LLP in Baltimore, MD.

Gary stays active in the Baltimore community through his volunteer efforts for The Associated: Jewish Federation of Baltimore, where he is a member of the Program Committee for its Planned Giving Roundtable series for all professional disciplines involved in planned giving. He is also a member of the Development Committee for The Walters Art Museum in Baltimore.

Gary holds a Bachelor of Science Degree Business Administration in Accounting from Lehigh University and earned his J.D. with honors from the University of Maryland School of Law. A member of the Maryland Bar Association (MSBA), he is also a Certified Public Accountant (CPA), a Personal Financial Specialist (PFS), and an Accredited Estate Planner (AEP). Gary is a member of the MACPA, where he serves as Co-Chair for the annual Advanced Tax Institute’s Estate Planning Day. He has previously held several securities and life insurance-related licenses. Gary is also a member of the Baltimore Estate Planning Council, where he has previously served as President.

Gary enjoys spending time with his family, traveling, cooking, and futilely trying to lower his golf handicap.

Chad Norfolk, CFP®

by

Chad joined HB Wealth in January 2025 after working with WMS Partners. He serves as a Senior Wealth Advisor and Shareholder. In his role, he provides clients with the guidance and clarity they need to accomplish their goals. He focuses on strategic initiatives throughout the firm and is passionate about driving innovation and continually improving our client experience.

Chad has worked in the wealth management industry since 1997. He spent the first decade of his career as a partner in a family office specializing in working with professional baseball players. From 2006 to 2014, he was a Partner and COO for a Registered Investment Advisor in Columbia, MD.

Chad’s expertise and opinions have been sought by several publications, including the Wall Street Journal, MarketWatch.com, Investor’s Business Daily, Financial Planning Magazine, and the Baltimore Business Journal.

Chad is a former board member of the Ulman Fund, helping to serve young adults fighting cancer. He has stayed active in the local community, coaching soccer and lacrosse in programs throughout Carroll County.

Chad is a CERTIFIED FINANCIAL PLANNER® (CFP®) practitioner and member of the Family Wealth Alliance and Ultra-High Net Worth Institute. He is a proud graduate of the 2015 Charles Schwab Executive Leadership Program.

In his spare time, Chad stays busy raising his children and enjoys staying active in boxing classes, weightlifting, soccer, golfing, and playing racquet sports.

Martin Eby, CFP®

by

Martin joined HB Wealth in January 2025 after co-founding WMS Partners in 1993, where he served on the Board of Directors and chaired the firm’s Real Estate Investment and Charitable Committees. Martin served as Chief Advisory Officer, leading the firm’s Advisors and Client Services Teams until December 2017. As Senior Wealth Advisor, Martin is responsible for the general operations and management of the firm’s Family Office clients. This includes overseeing the investment of funds, managing risk, supervising cash management activities, and executing strategies to support the family’s current and future needs.

Prior to forming WMS Partners in 1993, Martin served as a Financial Advisor at CIGNA Individual Financial Services and the Charter Corporation.

Martin has been recognized by Forbes as a Best-in-State wealth advisor in 2020, 2021, 2022, 2024, and 2025.

Martin is a member of the Board of Trustees of Cristo Rey Jesuit High School, where he serves as Chair of the Investment Committee as well as on the Development Committee. Previously, Martin served on the Board of Trustees of The Odyssey School in Stevenson, MD, as Chair of the Investment Committee. Martin has also been active in various associations, including The Associated Catholic Charities of Baltimore, The McDonogh School, Notre Dame Preparatory School, The U.S. Naval Academy, and his church.

Martin is a graduate of Loyola University, where he earned a Bachelor of Arts in Business Administration. He earned the CERTIFIED FINANCIAL PLANNER® (CFP®) designation in 1986 and was a member of the National Association of Personal Advisors (NAPFA) for over 15 years.

A fourth-generation Baltimore native, Martin has been married for over 30 years and has three children and two grandchildren.

Please see Important Disclosure Information Regarding Awards and Recognition.

Keir Pienaar, CFP®

by

Keir joined HB Wealth in June 2025 and serves in the firm’s advisory department, helping clients align their financial and family goals to achieve greater peace of mind. He brings deep expertise in cash flow management, financial planning, strategy, and investing, tailoring solutions to each client’s unique needs. Keir has guided families through a wide range of life events—both challenging and pivotal—helping them confidently navigate their financial futures.

Prior to joining HB Wealth, Keir spent six years at a boutique wealth management firm in Atlanta, where he rose from one of the first interns to Vice President of the Advisory Department. In this role, he led the firm’s financial planning initiatives, oversaw its internship program, and served on the management team. Keir was especially focused on making complex financial strategies clear, relatable, and actionable.

Keir earned his Bachelor’s Degree in Business Administration with a concentration in Finance from the J. Mack Robinson School of Business at Georgia State University. He is a CERTIFIED FINANCIAL PLANNER® professional.

In his spare time, Keir enjoys staying active—whether at the gym, on the golf course, or traveling to new countries. He has a passion for exploring different cultures and cuisines and is an avid chess player. Outside the office, you’ll often find him discovering new coffee shops, spending time with family, or perfecting his steak-cooking skills.