Financial Planning Insights

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How Does The SECURE 2.0 Act Affect You?

The SECURE 2.0 Act was signed into law on December 29, 2022 as part of…

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Roth IRA on calculator

How Do I Love Thee? Let Me Invest In A Roth IRA For You.

It doesn’t have the lyrical style of the Bard but showing your love to your…

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A small graduation cap with a yellow tassel sits atop the number 529 in bold red against a light background, representing a 529 college savings plan.

Saving For College – 529 Planning Options

By: Philip Clinkscales 1/30/2023 A 529 plan gives parents, grandparents, and others a vehicle in…

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A person sitting on a wooden floor is surrounded by a laptop, a smartphone, a calculator, and a pile of receipts, indicating they are working on financial or budgeting tasks.

One Financial Habit That Trumps All The Resolutions

Most of us look to the new year as an opportunity to “start again,” clean…

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A person is joyfully jumping in the air on a beach at sunset. The silhouette is set against a vibrant sky, with the sun low on the horizon and clouds scattered above the ocean.

Let’s Plan For A Fantastic Financial Year

I love the blank canvas of a new year!  There’s so much possibility and opportunity…

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A person in a suit stands with arms crossed. The word TAXES is prominent. Icons include a percentage sign, dollar symbol, bank, checklist, globe, and bar graph, all within hexagonal shapes, symbolizing financial concepts.

Top Five Personal Tax Strategies For High-Income Individuals

It is always nice to earn more, but with higher income comes increased tax liability….

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A group of diverse hands reaching towards each other to form a circle against a light background. The words Charitable Trust are written in the center.

Charitable Trust Planning: How And Why To Set One Up

A charitable trust can be a great way to support your favorite charitable organization while…

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A person in a blue shirt creates a protective gesture with their hands above a cut-out silhouette of a family with two adults and two children on a wooden table.

It’s All Relative; Family Matters in Business Succession

Parenting and running a business are, in many ways, parallel experiences. From the time a…

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A weathered wooden sign with the text RETIREMENT PLAN points toward a blurred beach landscape in the background, indicating a connection between retirement and a relaxing seaside environment.

The Retirement Plan Menu of the Self-Employed…and those that work for them.

August 19, 2022 By: Director, Philip H. Clinkscales, III, CPA, CFA, CAIA, CGMA, CFP®, PFS…

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Tana Gildea

Help Your Kids March Toward Financial Security, Part 2

In a previous post, we talked about the importance of helping our kids March Toward…

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Tana Gildea

Help Your Kids March Toward Financial Security, Part 1

As parents, we all want to raise kids to be independent and competent adults. We…

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A hand holding a pin approaches a blue balloon with a dollar sign, against a colorful background with a rising arrow graph. The image symbolizes financial risk or economic change.

Understanding Lifestyle Creep — and How to Avoid it

As you make more money, it’s important to be mindful of lifestyle creep. But Principal…

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