Chris Walczak, CFP®, CTFA

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Chris joined HB Wealth in January 2025 and serves as a Senior Wealth Advisor and Shareholder after working with WMS Partners since 2019. He joined WMS Partners’ Shareholder group in 2021. He is a trusted Senior Wealth Advisor to his clients, as well as a Team Leader, overseeing the delivery of Family Office services by multiple client teams. Further, he serves as Chair of the Advanced Planning Committee.

Prior to joining HB, Chris was a Wealth Strategist for GenSpring SunTrust Private Wealth, and prior to that, with GenSpring Family offices. He spent 13 years there working exclusively with ultra-high net worth families, serving as a trusted advisor and delivering services ranging from Estate and Tax planning to family education and governance.

Active in his professional community, Chris is a member of the Financial Planning Association and is a leader within its Maryland chapter, where he was a member of the board and the Chairman of the Membership Committee. He is also a member of the Howard County Estate Planning Council.

Chris earned his Bachelor’s degree in Economics from the University of Maryland and is an active alumnus. He is a CERTIFIED FINANCIAL PLANNER® practitioner and a Certified Trust and Fiduciary Advisor.

Chris spends his personal time with his wife, two sons, and two dogs at their home in Columbia, MD. He enjoys coaching youth sports, spending time on the Chesapeake Bay, and performing his own auto and home maintenance.

Zakia Weber, CFP®

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Zakia joined HB Wealth in January 2025 after working with WMS Partners since March 2020. As a Wealth Advisor, she assesses and develops comprehensive financial plans and coordinates with portfolio managers on the investment management of client portfolios, including public and private investments. Zakia collaborates with other members of the Investment and Advisory teams to ensure each client’s financial trajectory is tailored to their individual needs and goals, both in the near term and beyond.

Before joining HB, Zakia spent a year with T. Rowe Price. Prior to that, she spent five years as a Financial Advisor with Merrill Lynch.

Zakia actively engages in volunteer activities throughout the greater Baltimore and D.C. metro area. She focuses primarily on charitable organizations that specialize in animal rescue and rehabilitation.

Zakia earned her Bachelor’s degree in Economics and is a CERTIFIED FINANCIAL PLANNER™ professional.

In her spare time, Zakia enjoys relaxing outdoors with her husband and three dogs or quietly reading a good book.

Natalie Whelton, J.D., LL.M., Esq.

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Natalie joined HB Wealth in January 2025 after working with WMS Partners since 2020. As a Senior Wealth Advisor & Wealth Strategist, Natalie assists clients on a wide variety of topics including estate planning, retirement planning, and wealth transfer strategies. Natalie’s in-depth knowledge of advanced tax and financial issues serves as a valuable resource for her clients.

Prior to joining HB, Natalie spent four years at PNC as a Fiduciary Advisor collaborating with Private Banking, Wealth Strategy & Investment Advisors on client planning discussions and documents. She also spent time at Adelberg, Rudow, Dorf & Hendler LLC, where she prepared estate planning documents, including wills, trusts, and power of attorney.

Natalie participates in volunteer events throughout Baltimore, including her favorite annual harvest day at First Fruits Farms, which supports the Maryland Food Bank.

Natalie obtained her B.A. from Louisiana State University with a dual concentration in English Literature and French. Natalie spent a year as an exchange student in Lyon, France, where she lived with a French family and attended Université Jean Moulin Lyon 3. Natalie received her J.D. from Loyola University New Orleans College of Law and her LL.M. in Taxation from the University of Alabama School of Law.

Outside of work, you can usually find Natalie entertaining her very active young boys on the lacrosse fields or on the mountain biking trails. She and her family enjoy travelling, particularly to places where Natalie can practice her French.

Katie Zook, CFP®

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Katie joined HB Wealth in January 2025 after working with WMS Partners for 10 years. As a Wealth Advisor, she is one of the leaders on our planning team, assisting in the analysis, research, and production of financial planning reports. Katie works with clients to develop holistic, personalized financial plans to help them achieve their goals. She is also involved in the training of new associates and advisors.

While at WMS Partners, she began working as an associate and gained experience in operations and financial planning, eventually becoming an advisor.

Katie earned her Master of Arts in Teaching from James Madison University before pursuing a career in Financial Planning. She became a CERTIFIED FINANCIAL PLANNER® professional in 2019.

In her spare time, Katie enjoys spending time with her family, including her husband and three young children.

Kelly Nowottnick, J.D.

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Kelly joined HB Wealth in January 2025 after working with WMS Partners. She is a Senior Wealth Advisor whose focus centers on helping clients identify and pursue the impact they wish to create in their families, their communities, and the world. Kelly works with individuals and families who are navigating the complexities of sudden wealth–whether that wealth is derived from the sale of a business, an inheritance, a divorce, or some other life event. Kelly has over 15 years of experience coaching individuals and families through the intricacies of business succession planning, estate planning, the creation of charities, generational gifting, trust creation and administration, financial literacy, financial stewardship, philanthropy, and impact investing.

Prior to joining HB Wealth, Kelly was a Vice President and Senior Fiduciary Advisor with PNC Bank’s Family Office, known as Hawthorn. Prior to that, she was a practicing attorney in the Tax and Wealth Planning Group of Venable LLP. As a Tax and Wealth Planning Associate with Venable, Kelly planned and administered clients’ estates, advised entrepreneurial clients with respect to their business succession plans, and assisted families and corporations in the creation and administration of private foundations and donor-advised funds. Kelly served on Venable’s Hiring Committee and on the Grants Committee of the Venable Private Foundation.

Kelly graduated magna cum laude from the University of Maryland Carey School of Law and is a member of the Order of the Coif. She served as Associate Editor of Maryland Law Review, in which she was a published author. She was also selected as the Joseph R. Hardiman Leadership Scholar for the Class of 2008. Kelly earned a Bachelor of Science degree in Marketing from the University of Maryland Robert H. Smith School of Business, graduating summa cum laude.

Andrew Michaels

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Andrew joined HB Wealth, formerly WMS Partners, in December 2024. His team works directly with clients to deliver strategic solutions to help clients build, preserve, and transfer wealth effectively.

Prior to joining HB Wealth, Andrew served as a Financial Planning Analyst at Morgan Stanley in Baltimore, supporting financial advisors in developing and analyzing financial plans for clients.

Andrew earned a Bachelor of Science degree from the University of Maryland’s Robert H. Smith School of Business.

Outside of work, Andrew values quality time with friends and family. Andrew also enjoys golfing during the warmer months and snowboarding in the winter.

Jacob Kelly

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Jacob joined HB Wealth in January 2025 and serves as a Senior Advisory Associate after working with WMS Partners since January 2024. Jacob supports the advisory team in the preparation and implementation of client applications and enrollment forms, gathering data regarding client financial information, preparing client meeting materials, and tax coordination. He provides direct assistance to client advisors. He also collaborates with portfolio managers on the investment management of client portfolios, including public and private investments.

Jacob enjoys volunteering at the Ulman House and serving on the Cardinal Crease Club Foundation as a board member. He also coaches club high school lacrosse for the Fellowship of Christian Athletes in Baltimore, MD.

Jacob is a graduate of the University of North Carolina at Chapel Hill, where he earned a Bachelor of Arts degree while captaining the men’s varsity lacrosse team in his senior year. He continued his academic and athletic journey at Georgetown University, earning a Master of Science in Management degree from the McDonough School of Business while playing one year for the varsity men’s lacrosse team.

In his spare time, Jacob enjoys spending time with his family and friends, playing golf, and rooting for his hometown Ravens and Orioles.

Gary Anderson, CPA, PFS, J.D., AEP

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Gary joined HB Wealth in January 2025 after working with WMS Partners for 10 years as a Senior Financial Advisor and Senior Planner. He is currently a Wealth Strategist specializing in complete family wealth planning, with a specific focus on creative tax and estate planning strategies, retirement planning, insurance, and executive benefit consulting.

Prior to joining HB Wealth, Gary was a Principal at Glass Jacobson Investment Advisors in Owings Mill, MD. He was a Tax Partner at KPMG LLP for 20 years and began his career as a Tax Associate at Venable LLP in Baltimore, MD.

Gary stays active in the Baltimore community through his volunteer efforts for The Associated: Jewish Federation of Baltimore, where he is a member of the Program Committee for its Planned Giving Roundtable series for all professional disciplines involved in planned giving. He is also a member of the Development Committee for The Walters Art Museum in Baltimore.

Gary holds a Bachelor of Science Degree Business Administration in Accounting from Lehigh University and earned his J.D. with honors from the University of Maryland School of Law. A member of the Maryland Bar Association (MSBA), he is also a Certified Public Accountant (CPA), a Personal Financial Specialist (PFS), and an Accredited Estate Planner (AEP). Gary is a member of the MACPA, where he serves as Co-Chair for the annual Advanced Tax Institute’s Estate Planning Day. He has previously held several securities and life insurance-related licenses. Gary is also a member of the Baltimore Estate Planning Council, where he has previously served as President.

Gary enjoys spending time with his family, traveling, cooking, and futilely trying to lower his golf handicap.

Meredith Mighty, CDFA®, AIF

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Meredith joined HB Wealth in June 2025 as a Wealth Advisor. Working with our clients, she evaluates their financial situation and analyzes financial strategies to create solutions that help to achieve their objectives. Meredith partners with clients to handle the challenges of managing their wealth in a way that is meaningful to attaining their goals while allowing them to focus more time and resources on what is important to them.

Meredith brings a wealth of experience in institutional fund analysis, family office services, and trust administration. Her career includes roles as an advisor at UBS as well as time spent in research and project management at Legg Mason Capital Management. In addition, she created and worked at a private single family office and served as an investment officer at Argent Financial Group.

She holds a Bachelor of Arts degree in Economics from Emory University and an MBA from the Robert H. Smith School of Business at the University of Maryland. Meredith has earned the Accredited Investment Fiduciary (AIF) designation and is a Certified Divorce Financial Analyst (CDFA).

Chad Norfolk, CFP®

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Chad joined HB Wealth in January 2025 after working with WMS Partners. He serves as a Senior Wealth Advisor, Market Leader, and Shareholder. In his role, he provides clients with the guidance and clarity they need to accomplish their goals. He focuses on strategic initiatives throughout the firm and is passionate about driving innovation and continually improving our client experience.

Chad has worked in the wealth management industry since 1997. He spent the first decade of his career as a partner in a family office specializing in working with professional baseball players. From 2006 to 2014, he was a Partner and COO for a Registered Investment Advisor in Columbia, MD.

Chad’s expertise and opinions have been sought by several publications, including the Wall Street Journal, MarketWatch.com, Investor’s Business Daily, Financial Planning Magazine, and the Baltimore Business Journal.

Chad is a former board member of the Ulman Fund, helping to serve young adults fighting cancer. He has stayed active in the local community, coaching soccer and lacrosse in programs throughout Carroll County.

Chad is a CERTIFIED FINANCIAL PLANNER® (CFP®) practitioner and member of the Family Wealth Alliance and Ultra-High Net Worth Institute. He is a proud graduate of the 2015 Charles Schwab Executive Leadership Program.

In his spare time, Chad stays busy raising his children and enjoys staying active in boxing classes, weightlifting, soccer, golfing, and playing racquet sports.

Martin Eby, CFP®

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Martin joined HB Wealth in January 2025 after co-founding WMS Partners in 1993, where he served on the Board of Directors and chaired the firm’s Real Estate Investment and Charitable Committees. Martin served as Chief Advisory Officer, leading the firm’s Advisors and Client Services Teams until December 2017. As Senior Wealth Advisor, Martin is responsible for the general operations and management of the firm’s Family Office clients. This includes overseeing the investment of funds, managing risk, supervising cash management activities, and executing strategies to support the family’s current and future needs.

Prior to forming WMS Partners in 1993, Martin served as a Financial Advisor at CIGNA Individual Financial Services and the Charter Corporation.

Martin has been recognized by Forbes as a Best-in-State wealth advisor in 2020, 2021, 2022, 2024, and 2025.

Martin is a member of the Board of Trustees of Cristo Rey Jesuit High School, where he serves as Chair of the Investment Committee as well as on the Development Committee. Previously, Martin served on the Board of Trustees of The Odyssey School in Stevenson, MD, as Chair of the Investment Committee. Martin has also been active in various associations, including The Associated Catholic Charities of Baltimore, The McDonogh School, Notre Dame Preparatory School, The U.S. Naval Academy, and his church.

Martin is a graduate of Loyola University, where he earned a Bachelor of Arts in Business Administration. He earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in 1986 and was a member of the National Association of Personal Advisors (NAPFA) for over 15 years.

A fourth-generation Baltimore native, Martin has been married for over 30 years and has three children and two grandchildren.

 

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George Johnson, CFP®

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George joined HB Wealth in June 2025 and serves as a Senior Advisory Associate.

Before joining HB, George was an advisor at Merrill Lynch in the Atlanta Buckhead Market. There, he specialized in offering financial planning and investment guidance to clients ranging from mass affluent to ultra-high net worth individuals.

George actively participates in community events and maintains a strong engagement with the Berry College alumni group.

George earned his Bachelor’s degree in Finance with a minor in Economics from Berry College. He is also a CERTIFIED FINANCIAL PLANNER® professional.

George and his wife, Camille, both work in finance and share a love for visiting the beach. In his free time, George enjoys socializing with friends, playing golf and pickleball, hiking, and traveling.