The Fiduciary Standard, Elevated™ For You in Towson, MD

Our mission is to bring unwavering financial peace of mind to the clients we are privileged to serve.

The Fiduciary Standard, Elevated™ For You in Towson, MD

Our mission is to bring unwavering financial peace of mind to the clients we are privileged to serve.

For over 35 years, HB Wealth has supported financial success through independence, objectivity, and an unwavering commitment to your goals.

Welcome to our Towson, MD office, where our fee-only fiduciary approach has established a legacy of trust, transparency, and transformative results.

As one of the nation's top 10 fee-only RIA leaders, HB Wealth stands apart by placing its clients’ best interests first. With a 98% client retention rate and over $25 billion in assets under management*, our success is built on trust and an unwavering commitment to serving clients. Our Towson, MD advisors serve clients as a fiduciary—meaning every decision, strategy, and solution is shaped by one driving force: your financial success. As an independent firm, we are not bound by corporate mandates. Our shareholder-led ownership allows us to focus on serving your best interests.

*As of May 31, 2025. How we calculate client retention rate.

Financial Planning's Top 10 Fee-Only RIA Leaders ranks firms based on AUM, as listed on the firm’s Form ADV filings. Only firms with 50 percent or more individual clients are included in the listing and the list is announced in November of the same year. Awards not indicative of future performance and no compensation was given to receive an award. Previous awards are not reliable indicators of future results.

Towson, MD

1 West Pennsylvania Avenue, Suite 800 Towson, MD 21204
410.337.7575

Comprehensive Wealth Management in Towson, MD

Managing wealth requires more than just investment expertise. Our team of experienced professionals in Towson, MD works collaboratively to create tailored financial strategies designed to help you navigate life’s complexities using a full range of wealth management services:

Insurance Planning

Managing risk for your assets and property*

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Estate Planning

Creating strategies for generational wealth transfer

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Risk Management*

Identifying and addressing potential investment and financial risks

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Investment Management

Portfolio management combining traditional and alternative investments

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Retirement Planning

Building and preserving wealth for your future

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Education Planning

Preparing for the investment in your children’s education

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Tax Planning

Working to maximize efficiency in your financial strategy

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Wealth Forecasting

Creating clear paths to your financial goals

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Charitable Planning

Aligning your wealth with your values

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Administrative Services

Handling the details that matter

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*Risk management does not imply lower/no risk.

Family Office Services

For clients with complex wealth management needs, our Towson, MD team also provides sophisticated family office solutions that streamline the intricacies of substantial wealth. We can serve as your dedicated wealth management team, coordinating with your existing advisors while delivering specialized expertise in multi-generational planning.

Our family office capabilities include:

  • Prioritizing your financial well-being with flexible fee structures and unbiased advice
  • Access to sophisticated alternative investment opportunities
  • Evaluating complex estate planning strategies
  • Strategic philanthropic and foundation guidance
  • Consolidated reporting across all assets, including private investments
  • Family governance and next-generation education
  • Enhanced administrative solutions, including bill pay services

Your Towson, MD team includes dedicated Wealth Strategists who bring deep experience in estate planning and multi-generational wealth transfer, helping achieve your legacy goals efficiently through our multi-family office structure.

The HB Wealth Difference Delivered by the Towson, MD Team

At HB Wealth, your relationship goes beyond traditional wealth management. We begin by understanding your vision, values, and goals, then develop a personalized strategy that integrates lifetime wealth forecasting, dynamic investment planning, strategic tax considerations, and sophisticated risk management. This precision-driven approach is designed to evolve with you, helping to deliver lasting financial peace of mind across every stage of life.

HB Wealth’s fee-only fiduciary approach is designed to align our actions with each client’s best interest.

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We invest in credentialed wealth advisors, including CFA charterholders and CFP® professionals, bringing specialized knowledge to our clients.

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We bring clarity to complexity by integrating financial planning, investments, tax planning, estate strategies, and more.

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With 30 years of alternative investing experience, HB Wealth offers clients opportunities in private equity, private credit, and private real estate.

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Our wealth advisors are available when, where and how you need us, providing personalized support through all of life’s financial decisions.

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Meet Your Towson, MD Dedicated Wealth Advisors

Great client service begins with great people. Our Towson, MD team combines diverse expertise and professional backgrounds to serve your family’s specific needs.

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Gary Anderson, CPA, PFS, J.D., AEP

Wealth Strategist
A middle-aged man with short gray hair is smiling, wearing a dark blazer over a pink and white striped shirt and a red and blue striped tie. The background is blurred with soft lights and blue tones.

Sam Callard, J.D.

Senior Wealth Advisor, Shareholder
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Lesa Crosser, AWMA®

Senior Wealth Advisor, Shareholder
A middle-aged man with short light brown hair, glasses, and a blue collared shirt under a dark blazer, smiling in front of a blurred background with soft lights.

Martin Eby, CFP®

Senior Wealth Advisor, Shareholder
A woman with straight, dark brown hair in a bob haircut, wearing a black and white patterned top, smiles at the camera against a blurred, light-colored background.

Gosia Elashmawy, CFP®

Senior Wealth Advisor, Advisory Team Leader, Shareholder
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Jackson Finigan III, CFP®

Wealth Advisor
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Jeff Hill

Market Leader, Senior Wealth Advisor, Shareholder
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Tony King, CFA

Managing Director
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Meredith Mighty, CDFA®, AIF

Wealth Advisor
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Chad Norfolk, CFP®

Market Leader, Senior Wealth Advisor, Shareholder
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Hugh Palmer

Senior Wealth Advisor, Shareholder
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Alex Price, CFP®

Wealth Advisor
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Jose Ruiz Rojas

Wealth Advisor
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Paul Speargas, CFA

Senior Wealth Advisor, Shareholder
A woman with curly brown hair, wearing a black blazer and purple top, smiling at the camera. The background is softly blurred with blue and white tones.

Rebecca Streamo, J.D.

Senior Wealth Advisor, Wealth Strategist, Shareholder
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Zakia Weber, CFP®

Wealth Advisor
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Natalie Whelton, J.D., LL.M., Esq.

Senior Wealth Advisor, Wealth Strategist, Shareholder
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Todd Wickwire

Managing Director, Shareholder
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Katie Zook, CFP®

Wealth Advisor

Let's Talk About Your Financial Future

Connect with our Towson, MD team to explore how we can help you make informed, confident decisions about your financial future. Whether you are planning for retirement, managing a business, or navigating a significant life transition, we provide the expertise and guidance you need every step of the way.

Here are some examples of how we have helped our clients:

  • Created retirement plans that balance income needs with long-term growth
  • Designed investment strategies to support multi-generational wealth
  • Implemented tax-efficient wealth transfer strategies
  • Guided families through the complexities of philanthropic giving

Ready to take the next step in your financial journey? Request a consultation with one of our Towson, MD dedicated wealth advisors today. We look forward to partnering with you to achieve your wealth management goals.

Tailored Services For High-Net-Worth Clients

Frequently Asked Questions

How HB Can Help You

Important Disclosures: This material is provided for informational purposes only, and all services described may or may not be ultimately provided to each client depending on their personal situation, needs, and net worth. Alternative investments in private funds or other private securities are only available to accredited and/or QP investors who meet certain suitability requirements. Alternative investments are not risk-free and there is no guarantee of achieving attractive performance compared to similar liquid investments. Past performance is no guarantee of future results and no investment strategy can guarantee profit or protection against losses. The retention rate is calculated by HB using the past five full calendar years of the client data rounded to the nearest whole percentage point and updated annually aligned with the March 31 Form ADV filing. This retention rate data should not be construed as a past or current endorsement of HB by its clients or a guarantee of the results that a new client will receive.